Frequently Asked Questions
Enrollment for the Pandemic Cover Crop Program (PCCP) ended on June 15, 2021.
Last updated September 1, 2021
Q. What is the Pandemic Cover Crop Program (PCCP)?
A. The Pandemic Cover Crop Program is a new program established by USDA to help producers maintain their cover crop systems amid a financially challenging year because of the pandemic. PCCP is part of USDA’s Pandemic Assistance for Producers initiative, through which USDA is establishing new programs and efforts to bring financial assistance to farmers, ranchers and producers who felt the impact of COVID-19 market disruptions.
PCCP provides premium support to eligible producers who insured their spring crop with most insurance policies and planted a qualifying cover crop during the 2021 crop year. The premium support is $5 per acre, but no more than the full premium owed.
Q. What is a qualifying cover crop?
A. All cover crops reportable to the Farm Service Agency (FSA) are eligible, which includes cereals and other grasses, legumes, brassicas and other non-legume broadleaves, and mixtures of two or more cover crop species planted at the same time. For more information see FSA Handbook 2-CP.
Q. Does acreage insured under the Annual Forage program qualify as a cover crop?
No, crops insured as Annual Forage do not qualify as cover crops.
Q. What is a spring crop?
A. Spring crop means insured crops reported for the 2021 crop year with a Federal crop insurance acreage reporting date of April 15, 2021, to August 15, 2021, in accordance with the crop insurance policy.
Crops insured under Whole Farm Revenue Protection, Supplemental Coverage Option, Enhanced Coverage Option, and Hurricane Insurance Protection - Wind Index policies or endorsements are not eligible for the program. Underlying policies are eligible for PCCP.
Stacked Income Protection Plan (STAX) and Margin Protection (MP) policies are only eligible when insured as a standalone policy. STAX and MP endorsements to underlying policies are not eligible.
Q. What acres are eligible for the program?
A. The program covers insured acres planted to a qualifying cover crop during the 2021 crop year. To receive the benefit for this program, producers must file a Report of Acreage form (FSA-578) with their cover crops identified with FSA by June 15, 2021, which is distinct from the normal acreage reporting date. The cover crop fields reported on the Report of Acreage form must match what the producer reported to their insurance company for crop insurance policies. This form should be filed with your local FSA county office. Producers can find contact information for their local office at farmers.gov/service-locator.
Q. How is the premium support amount calculated?
A. The premium support is $5 per acre, but no more than the full premium owed, and may be adjusted based on share.
Q. How will producers receive the premium support?
A. The Federal Crop Insurance Corporation and Approved Insurance Providers (AIPs) will account for the amount when calculating total producer premium due. AIPs will adjust participant bills accordingly.
Q. How do I sign up?
A. No sign-up is required. You will automatically receive the benefit if you report qualifying cover crops on the Report of Acreage form (FSA-578) by June 15, 2021.
Q. What is the deadline to have my cover crops reported on the Report of Acreage form (FSA-578) and participate in PCCP?
A. June 15,2021. You still have until the normal acreage reporting date at FSA to report your cover crops, however any cover crop acreage reported after June 15, 2021 will not receive a PCCP benefit.
Q. Does this change the acreage reporting date for crop insurance or any other insurance program rules?
A. No, your acreage reporting date, reporting requirements, and all other terms of your policy are not affected by PCCP. The program simply pays a portion of your premium on your behalf.
Q. Do I need to give my FSA-578 to my agent?
A. No, but providing a copy to ensure your fields match on your crop insurance acreage report is advised. You will only receive the benefit if the fields match on both acreage reports.
Q. What if I report my crop insurance acreage using precision ag instead of a CLU?
A. RMA is working on a translation to allow producers who use the “RLU” or precision ag standard to still receive the benefit. RMA intends for this to be allowable but encourages producers to work with their agents and insurance companies to ensure they have up-to-date information to assist with maximizing their eligibility.
Q. Is this program only for a single year?
A. PCCP is only authorized for the 2021 crop year at this time. RMA will notify producers through an announcement if the program is continued in future years. RMA encourages producers to report cover crops to FSA in the event another future program is developed and implemented.
Q. How to file the Report of Acreage form?
A. To receive the PCCP premium benefit, producers must report their cover crops on the Report of Acreage form (FSA-578) with their local USDA Service Center. The first step is to contact your local Service Center and make an appointment.
Because of the pandemic, some Service Centers are open to limited visitors. Service Center staff continue to work with agricultural producers via phone, email, and other digital tools. Many FSA offices are using Microsoft Teams software to virtually meet with producers to review maps and documents for certification.
As part of filing the Report of Acreage, you will need to provide:
- cover crop type or variety;
- number of acres of the cover crop;
- map with approximate boundaries for the cover crop;
- planting date(s);
- planting pattern, when applicable;
- producer shares; and
- irrigation practice(s).
Q. Do acres that receive a prevented planting claim also receive PCCP benefits?
A. Yes, for the PCCP, insured acres are what qualifies, not planted acres only.
Q: Will Catastrophic Risk Protection (CAT) polices be eligible for PCCP?
A. PCCP reduces the premium that producers owe. Because CAT policies do not have producer premium, there would be no premium to further reduce with the PCCP.
Q. Does my cover crop planted in fall 2020 count as a qualifying cover crop for the 2021 PCCP program?
A. A cover crop that was planted in fall 2020 and is reported on the 2021 FSA Report of Acreage (FSA-578) is eligible for PCCP.
Q. Will I receive the full benefit if I only have a share in the insured crop?
A. No, the benefit will be allocated by share for the insured acres. For example, if you and another insured each have a 50% share, you both will receive half of the $5/ acre benefit, up to the full premium owed for that acreage.
Q. Will I receive the full benefit if I only have a share in the insured crop and the producer with the remaining shares did not plant or report a cover crop?
A. No, PCCP is a land-based program and the benefit will be allocated by share for the insured acres.
Q. will I receive the full benefit if I planted and reported a cover crop in a subfield and producers who planted on other parts of the field did not plant or report a cover crop?
A. No, the benefit will be allocated by share of insured acreage for the Common Land Unit (CLU). At this time benefits cannot be allocated at the subfield or producer level. For example, if you share a field with another person 50/50, and you plant your half with cover, the benefit will not exclusively be allocated to your policy. In cases where a field is partially planted with cover and you do not have 100% share in the crop, we recommend you make arrangements on how the benefit is to be allocated privately with the other shareholders, as it may not be reflected on your insurance bill as you otherwise may expect.