American Rescue Plan Debt Payments

The American Rescue Plan includes provisions for USDA to pay up to 120% of loan balances, as of January 1, 2021, for Farm Service Agency (FSA) Direct and Guaranteed Farm Loans and Farm Storage Facility Loans (FSFL) debt relief to any socially disadvantaged producer who has a qualifying loan with FSA. This includes producers who are one or more of the following: Black/African American, American Indian, Alaskan Native, Hispanic/Latino, Asian American, or Pacific Islander. Since this debt payment will qualify as income, Congress determined the 20% additional payment is intended to help mitigate liabilities that occur when clearing a debt, which may include tax liabilities, among others.

View our Frequently Asked Questions. If you need additional assistance, our Call Center is available at 877-508-8364. As information becomes available it will posted on this page. Check back for future updates. 

How to Participate

No action on your part is needed right now to participate. FSA is currently compiling and analyzing balances for all types of loans and is determining the most efficient way to make payments. Once finalized, FSA will provide the payment process in writing to all Farm Storage Facility Loans and Direct and Guaranteed Farm Loans borrowers. In addition, details of the process and your debt payment amount will be reviewed with you prior to final processing.   

Eligible Borrowers

Eligible borrowers include those who identify as one or more of the following: Black/African American, American Indian, Alaskan native, Hispanic/Latino, Asian American, or Pacific Islander. The American Rescue Plan Act uses Section 2501 of the Food, Agriculture, Conservation, and Trade Act of 1990 as the definition of Socially Disadvantaged farmers and ranchers.

Form AD-2047

If you’re uncertain of your demographic designation on file at FSA, you can contact your local service center to verify your classification on record. If an update or correction is needed, you may either fill out USDA Form AD-2047 or work with your local service center to update your record, including race and ethnicity.

Learn More

More information is available in our frequently asked questions.

Eligible Loans

Eligible loans are those:

  • Made directly by FSA, including Farm Storage Facility Loans, Direct Farm Ownership Loans, Farm Operating Loans, including Microloans and Youth Loans, Emergency Loans, Conservation Loans, and Soil and Water Loans; and
  • Guaranteed by FSA and made by an approved lender, including Farm Ownership Loans, Farm Operating Loans, and Conservation Loans.

Both delinquent and current loans are eligible. Debts associated with these types of loans that have been referred for offset or collection are also eligible.

Certain USDA loans are not eligible, including Marketing Assistance Loans and Rural Development loans. Also, loans from commercial lenders such as banks, credit unions or Farm Credit institutions that do not include a FSA guarantee are not eligible.

Learn More

More information is available in our frequently asked questions.

About the American Rescue Plan Act of 2021

The COVID-19 pandemic and the corresponding economic crisis are devastating families across the country. More than 30 million Americans have contracted COVID-19, and more than half a million people have died. From big cities to small towns, too many Americans are barely scraping by, or not scraping by at all. After a year of the public health crisis, our nation continues to battle the pandemic and its corresponding economic crisis.

The American Rescue Plan Act of 2021, signed into law on March 11, 2021, is a package of financial assistance meant to contain the pandemic, provide millions of households with immediate relief, and build a bridge towards economic recovery.

On top of the economic pain caused by the pandemic’s impact on the economy, socially disadvantaged communities are also dealing with a disproportionate share of COVID-19 infection rates, hospitalizations, death and economic hurt. Previous rounds of COVID-19 assistance to farmers have also had significant gaps and disparities in the level of assistance, which have included socially disadvantaged farmers and ranchers.

The Plan includes important provisions to begin to ensure equity in agriculture considering the pandemic’s impact on socially disadvantaged communities, including access to land, debt payments, education and outreach related to credit and better access to markets. To find more information related to the American Rescue Plan Act at USDA, visit

Find Your Local Service Center

We are committed to delivering USDA services to America’s farmers and ranchers while taking safety measures in response to the pandemic. Some USDA offices are beginning to reopen to limited visitors by appointment only. Service Center staff also continue to work with agricultural producers via phone, email, and other digital tools. Learn more at

USDA Service Centers are locations where you can connect with Farm Service Agency, Natural Resources Conservation Service, or Rural Development employees for your business needs. Enter your state and county below to find your local service center and agency offices. If this locator does not work in your browser, please visit

Visit the Risk Management Agency website to find a regional or compliance office or to find an insurance agent near you.